KW Konstantyn WrocławLegalization · Migration · Finance
×
🇷🇺🇺🇦🇬🇧
+48 787 451 787
Finance & Insurance

Insurance and mortgages in Poland — no office visit needed

We select OC/AC, property, and health insurance — and calculate a mortgage using real bank rates. The instant quote takes 2 steps, and the answer arrives via messenger.

Services

Insurance and loans in one place

We work with several insurers and banks — finding the best offer, not just the first one.

OC / AC

Car insurance

Mandatory OC and optional AC — calculated based on driving history, region, and car make.

Ubezpieczenie mieszkania

Home insurance

Protection from fire, water damage, theft — for owners and tenants.

NNW / prywatne

Health insurance

Private policies and NNW — including as a requirement for residence permit applications.

Kredyt hipoteczny

Mortgage loan

Program selection, deal support, real rate and payment calculation. We also help with cash loans in Poland for foreigners if a mortgage isn’t what you need.

Bezpłatnie

Property search for purchase

We find options matching your budget and goal — to live in or rent out. This service is free for clients.

Loan calculator

Monthly mortgage payment

An estimate based on the annuity scheme. The exact rate and terms are confirmed individually by the bank after you apply.

Loan amount, zł
Loan term25 years
Interest rate7.5%
Monthly payment
Total payments
Total interest paid

This estimate excludes loan insurance and additional bank fees.

Instant quote

OC/AC insurance cost in 2 steps

Enter your car’s make and registration status — we’ll send a preliminary price to your messenger within minutes.

02
short steps
~5min
average response time
100%
online, no office visit
STEP 01 / 02 — VEHICLE
Make and model
Year of manufacture
Engine size
STEP 02 / 02 — STATUS & CONTACT
Registration status
Polish registration
Being processed
Foreign plates
Name
Phone
+48
Good to know

What matters when choosing a policy

OC is always required

Even when re-registering a car from abroad, an OC policy must be arranged before driving on public roads.

AC isn’t mandatory, but it pays off

For new and financed cars, banks often require AC — we clarify the terms for your specific vehicle.

A mortgage requires home insurance

The bank will require a policy on the collateral property — we arrange it alongside the loan.